High cost short term credit loans are not a suitable solution for people in financial difficulty and for longer term borrowing.
If you fail to make a repayment on the due date a default fee will be charged and this may have a negative impact on your credit rating more info >.
To have the funds within an hour, you will incur a fee of £8 if the loan is more than £149 (the amount will be deducted from your loan amount). If your loan is less than £150, you will get free same day transfer. If you don't want to pay the same day transfer fee, you can have the funds deposited free of charge within 72 hours. Every application will be subject to credit checks and affordability assessment in line with responsible lending.