High cost short term credit loans are not a suitable solution for people in financial difficulty and for longer term borrowing.
If you fail to make a repayment on due date a default fee will be charged and this may have a negative impact on credit rating more info >.
To have the funds within an hour, you will incur a fee of £10 (the amount will be deducted from your loan amount). Alternatively you can receive the funds within 3 days with no extra charge (funds are transferred straight away but may take 3 days to clear by BACS).
Every application will be subject to credit checks and affordability assessment in line with responsible lending.