![\"\"](\"https:\/\/www.mrlender.com\/blog\/wp-content\/uploads\/2019\/09\/FindOutMoreButton_v3.png\")
<\/a><\/p>\nMoving home can be a daunting prospect \u2013 especially when it comes to finances. If you\u2019re renting, then you have to stump up a deposit for the new place before you get anything back from the deposit you placed on the previous property. That can leave a massive black hole in your finances at a time when you often need to pay out for new furniture and household items.<\/p>\n
And if you\u2019re buying \u2013 well there are a whole host of added costs.<\/p>\n
![\"\"](\"https:\/\/www.mrlender.com\/blog\/wp-content\/uploads\/2019\/06\/Moving-Home-1024x511.png\")
<\/p>\n
Here at Mr Lender<\/a> we have put together all our top tips for saving money before and after your move, to try and help make the process a little less stressful.<\/p>\n Plan Ahead<\/strong><\/p>\n First thing\u2019s first \u2013 don\u2019t leave anything until the last minute!<\/p>\n As soon as possible, draw up a list of everything you need to get sorted before the big day. It may seem a long way off, but believe us you will be grateful when you don\u2019t find yourself scrambling around at the last minute and paying over the odds for things that would have come cheaper booked in advance.<\/p>\n De-Clutter<\/strong><\/p>\n The less you have to pack, the easier it will be.<\/p>\n Take the opportunity while you\u2019re packing to finally get rid of that tennis racket that you haven\u2019t used in ten years. And do you really need to hold on to those hair curlers that have been gathering dust in the bottom of a drawer since the first (and only) time you used them?<\/p>\n Sell on your Clutter<\/strong><\/p>\n Once you\u2019ve de-cluttered, have a look through the pile of stuff you\u2019re dumping or taking to the charity shop and see if there is anything that might fetch you a few quid on eBay<\/a> or a local Facebook<\/a> selling group. That tennis racket might end up being a great bargain to get a budding Andy Murray started!<\/p>\n Book Your Cleaners Carefully<\/strong><\/p>\n If you\u2019re leaving a rental property and decide to hire cleaners to get it back to the sparkling condition it was in before you arrived, then make sure you opt for a company that will return if the lettings agents aren\u2019t happy with the results.<\/p>\n If the inventory report finds you haven\u2019t left the place as clean as it was when you moved in, some lettings agents will try and insist on sending their own cleaners in for another once-over \u2013 which will set you back another fee.<\/p>\n So, book a cleaning company who will guarantee a return visit if anything is missed or not up to scratch \u2013 and make sure they give you a receipt so you can prove to the lettings agent you had the property professionally cleaned.<\/p>\n Collect Free Cardboard Boxes<\/strong><\/p>\n Planning ahead will mean you will have plenty of time to stock up on free boxes – instead of having to fork out for a \u2018moving pack\u2019 at the last minute.<\/p>\n A new set of boxes can easily set you back more than \u00a320 which is a waste of money when you can source some for no cost.<\/p>\n Local shops and supermarkets can be great places to pick up boxes. It might be worth checking in to see when they get rid of their recycling \u2013 and request they put some boxes aside for you before breaking them down.<\/p>\n Also, check in to see if any of your friends or family have recently moved and still have their boxes handy. It\u2019s worth posting on local Facebook groups too \u2013 you\u2019ll be doing someone a favour by saving them having to get rid of all the recycling!<\/p>\n Pack Savvy<\/strong><\/p>\n Don\u2019t just rely on cardboard boxes \u2013 fill all of your suitcases with clothes and pack as much into laundry baskets as you can. You can even store items in bins to be transported \u2013 just make sure the bin is nice and clean first!<\/p>\n Those big, bulky items are going to have to be moved anyway, so they may as well be filled up, leaving you with less to put into your boxes. Bags for life are also handy \u2013 who doesn\u2019t have hundreds laying around the house? Dig them out and fill them up!<\/p>\n Let Everyone Know<\/strong><\/p>\n Save yourself from having to pay a redirection fee by letting everyone know you\u2019re moving well ahead of time.<\/p>\n There are more companies to notify than you might realise, but BBC Homes<\/a> has put together a really helpful checklist to help you ensure you don\u2019t miss anyone out.<\/p>\n Compare Supplies<\/strong><\/p>\n You will be under no obligation to stick with your current energy suppliers when you have moved, so take the chance to look for a better deal.<\/p>\n Read over our previous blog<\/a> for pointers, including information on services such as Switchcraft, who will help you find a better deal and move everything for you.<\/p>\n Consider a Mortgage Broker<\/strong><\/p>\n If you\u2019re buying a property then using a mortgage broker rather than going straight through the lender might sound counter-productive to your money saving objectives, but financial advisor Holly Andrews insists it\u2019s worth considering.<\/p>\n Holly, who is also MD at KIS Finance<\/a> says: \u201cIf you use an independent mortgage broker who doesn\u2019t charge their clients, but instead receives commission from the lender, it will benefit you as they will be able to find the cheapest deals on the market.<\/p>\n \u201cSo, at no extra cost to you, you will be ensuring that you\u2019ve got the best mortgage rates available to you which will save you money in the long run.\u201d<\/p>\n Don’t Forget Your Local Estate Agents<\/strong><\/p>\n National online agents who promote cheaper rates can be very tempting when you\u2019re selling your property, but Holly Andrews says it\u2019s worth staying local: \u201cIt is important not to forget your smaller, local estate agents who may offer just as competitive rates but have the added advantage of knowing the area and will be best placed to advise you on the realistic price you can receive for your property.<\/p>\n \u201cBeing local will also mean that they are on-hand if you need to chase them up, which should make the whole process quicker, and you should receive a better, more personalised service.\u201d<\/p>\n Rope in Friends<\/strong><\/p>\n Avoid the cost of a removal company by getting some mates on board to help with the heavy-lifting. Even if you pay them in pizza and beers afterwards, it will still save you a small fortune and might even end up being fun!<\/p>\n You will probably still need to hire a van for the bigger items of furniture (unless you\u2019re pals with a van owner), but you will still be cutting costs.<\/p>\n Dilusha Hettiralalage, consumer savings expert also advises you ask around your network of friends and family before paying for accommodation for any period you might have between leaving your old place and moving into the new one: \u201cSometimes when moving home, especially when you\u2019re involved in a chain, there can be a few days where you have to move out of your home and the keys aren\u2019t yet ready for you to move into your new home.<\/p>\n \u201cInstead of forking out for a hotel or B&B for a few nights, why not speak to friends and family to see if they would be happy for you to use their spare rooms or sleep on their sofa.<\/p>\n \u201cThe same goes for your belongings; instead of paying for storage, ask friends with sheds and vans if they wouldn\u2019t mind you using the space to store your things for a short period of time. If they\u2019re not using the space, there\u2019s no reason they should say no.\u201d<\/p>\n Source Free Furniture<\/strong><\/p>\n If you need to furnish your new pad, then there is no need to worry about a huge bill. There are loads of top-quality sofas, TVs, beds and sofas available on Freecycle<\/a> and Freegle<\/a> all the time. You can even log on and pop on a request for that certain something you\u2019re after.<\/p>\n Have a search in your area and you might be surprised at what you can get your hands on for free!<\/p>\n Dilusha Hettiralalage adds: \u201cYou may want everything to be shiny and new when you\u2019re moving into a new home, particularly when it\u2019s your first, but that\u2019s not always possible.<\/p>\n \u201cDon\u2019t be ashamed to let others buy you gifts for your home or to accept second-hand donations. They may not be brand new, but as long as they\u2019re in a good condition and can be used they will make do until you can afford to replace with new items.\u201d<\/p>\n Remember that if you still need an emergency cash boost when moving home, a payday loan<\/a> alternative at Mr Lender could work for you.<\/p>\n Mr Lender is a multi-award winning lender and is rated five stars on Trustpilot by customer reviews. So why would you choose anyone else for your short term loans?<\/p>\n![\"\"](\"https:\/\/www.mrlender.com\/blog\/wp-content\/uploads\/2019\/06\/Cleaning_Web.png\")
<\/p>\n![\"\"](\"https:\/\/www.mrlender.com\/blog\/wp-content\/uploads\/2019\/06\/Packing_Boxes_Web.png\")
<\/p>\n![\"\"](\"https:\/\/www.mrlender.com\/blog\/wp-content\/uploads\/2019\/06\/Selling_Home_Web.png\")
<\/p>\n