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At Mr Lender all applications are assessed on personal circumstances. Applications are subject to further checks in line with responsible lending such as credit checks and affordability assessments, we also need to verify your identity. […]
Over the last 20 years it seems there’s been one mis-selling scandal after the other when it comes to financial services products. Between the late 80s and early 90s there was the mis-selling of personal pensions […]
The question was asked “Are consumers getting a better deal after the payday loans cap?” The cap on payday loans may have been introduced over 18 months ago, but a recent report by the Citizen’s Advice […]
Today (17 February 2016) The Financial Conduct Authority has fully authorised Mr Lender, one of the UK’s leading short-term credit providers. Full authorisation confirms Mr.Lender as one of the most responsible short-term lenders in the […]
Given the focus on the short-term consumer lending market there certainly isn’t any leeway or scope for a two steps forward, one step back approach
We’re now into January 2015 and that means one of the major new Financial Conduct Authority rule changes has come into effect for short-term lenders: this is the new rate cap, where lenders can’t charge […]
In recent times, tough economic conditions in the UK have seen many people fall into debt. In some cases individuals have seen their debts spiral to such an extent they either couldn’t afford to repay […]
On Monday this week, The Financial Conduct Authority (FCA) moved to introduce further rules regarding the activities of credit brokers operating in the short term lending market. The new rules came with no prior consultation, […]
Marc from Mr Lender talks about reports of ministers pushing for payday loan TV ads to only be shown post 9pm watershed – and how the industry can help itself through sophisticated branding.
On 1 April 2014 the Financial Conduct Authority (FCA) took over regulation of the payday loan industry… but what does this mean for consumers? Here’s a summary of the changes made… Loan rollovers are limited […]